Global IME Bank launches account targeting pensioners; special concession on loans included
17th Jun, 2021 | Tourism Mail Crew
KATHMANDU, June 17: Global IME Bank Limited has launched Global Prosperous Retirement Term Account targeting retired employees receiving pensions. Under this account, the bank will provide high returns on deposits, special concessions on loans and individual services to its customers.
The bank believes that this account will help the pensioners to get into the habit of saving in their pension money to meet their future needs and also provide immediate loan facility to meet the urgent expenses including health care.
In this account, customers can deposit 25 to 50 percent of the pension amount as per their wish by keeping a balance of 1 to 5 years. Even in the amount added in this way, interest will be received on the term deposit fixed at the beginning.
If customers need money for any reason, they can immediately borrow up to 90 percent of the deposit amount through mobile banking and if they do not get enough from the loan, they can take loan at affordable interest rate for a period of one year (maximum Rs. 2 lakhs).
In addition, if the depositor is disabled, he / she can operate the account as per the request of the desired person and in case of untimely demise of the depositor, the desired deposit and interest amount will be paid to the desired person immediately. In addition, the bank will provide free mobile banking, credit card, debit card and accident insurance facilities of Rs. 100,000 to the customers who join the scheme.